Written by ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOURT, RIVERS STATE.
PORT HARCOURT
ELEME NCHIA
ONNE
ALODE
EBUBU
OGALE
CREEK ROAD
NEW ROAD BORIKI
DIOBU
MILE 1
LAGOS ROAD
UROMI ULTRA-MODERN MARKET
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks.
Contact clients to gather financial data and documentation.
Analyze risks and approve or reject loan requests
Set up payment plans.
Maintain updated records of loan applications.
Follow up with clients about loan renewals.
Monitor progress of existing loans.
Daily & weekly repayment collection
REQUIREMENTS AND SKILLS
Proven work experience as a credit officer, loan officer, or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
BENEFITS:
Starting Salary: 123,500
Transportation allowance
Monthly incentive
Pension
Bi-annual Profit Sharing
HMO
Flexible working hours: 11 am – 6 pm
Yearly appraisal
Salary review based on performance